Get in touch
Get in touch
Get in touch

Data - Driven financial Intelligence

An easy way to understand customers insights based on and their data using AI, Open Finance and bespoke APIs

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The value proposition 

Financial Intelligence

Real-time insights and predictive models to understand how customers spend, save and earn their money. From the past to the future predictability. Insights and working capital predication for SMEs

Underserved Expansion

Serve new customer segments like freelancers, expats, and gig workers who are excluded from traditional financial services. Access untapped markets and drive growth and inclusion.

Continous Risk Mitigation

De-Risk your profile with cross border verification of bank account ownership and Address verifications across the globe. Utilise real-time transactional data with AI to make accurate, proactive assessment decisions

Seamless Experience

With Credability, Provide customers with a fast, intuitive application process, enhancing customer satisfaction and retention. Embed the  solution into the digital journey creating a unified experience

Income Verification

Accurately confirm customer’s income in seconds with Credability income verification engine. Access data insights on customer’s income to make the most informed credit risk decisions across the entire lifecycle.

Transaction Categorisation

Categorisation involves organising & grouping financial transactions into different categories depending on the nature, purpose, or type of the transaction. 

Carbon Footprint Insights

Insights on carbon footprint per transaction, extracted and calculated in realtime using the APIs. Transform transaction data into actionable insight.

Address Verification

Allows for real-time verifications that can be directed to your decision engine for automation and improved user experience for both consumers and enterprise clients.

Bank Account Verification

Automate bank account ownership verification and prevent fraud. Quick and hassle-free. Provide your customers with impeccable security by verifying their accounts with real-time data confirmed directly by the bank.

Credit Assessment

Character-based scoring leverages behavioural and digital data to better understand people and enable better decisions. This data gives valuable insights allowing lenders to ‘see’ more people

AI Decision Engine

Make quick, accurate credit decisions, automatically. Discover a seamless way of verifying a customer’s credibility and risk exposure. Build your own decision trees and make better decisions faster.

 

Credability GPT

Credability GPT is being built on open source LLM, the Large Language model is trained on your data , no one can modify the data.We are building an easy-to-follow, yet advanced conversational interface.

(Coming Soon)

Financial Credibility & Affordability

The Financial Credibility has the same goal as a traditional credit score in determining a customer’s ability to repay credit, but greatly increases the scope. The underlying insight is constructed from variables extracted from the transaction data of both credit and debit products. Hence credit-like behaviour, such as whether or not someone pays their rent or utility bills, is  also picked up.

Trusted collaborators and strategic partners

Transforming Lending with Latest Technology

Credability leverages advanced technology to provide unparalleled insights into customer financial behavior and risk analysis, driving informed decision-making for your business. 

We are always ready to help you and answer your questions

Our Location

UAE 
IFZA Business Park, Dubai
Silicon Oasis, Dubai,
United Arab Emirates

INDIA
Unit–912, Metrostreet
towers, Sector–83,
Gurugram, India

KSA
Bldg No. 6993,District Al
Nuzha District,Postal
Code:12473, Riyadh,
Kingdom of Saudi Arabia

BAHRAIN
PO Box 60019, Manama,
Captal Governate, Bahrain

Email : [email protected]
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